qualify for the waiting list (see the
eligibility criteria page)
Applicants who meet the eligibility criteria will be recorded
on the homes within reach database
new developments are built for ‘Homes within
Reach’, each housing association will write to the current
waiting list with details of the scheme, including (where
location of development
unit size / type
unit values (inc equity share rates)
anticipated completion date.
Loan to Value rates of 4 x single and 3.5 x joint will apply
in most instances
(subject to review)
will be restricted to necessary bedroom plus 1 e.g. an
individual can purchase a 2 bed property; a parent with 1
child can purchase a 3 bedroom property etc.
following priority groups will apply:
Priority 1 – tenants
of a housing association or local authority within the area
– applicants currently on the waiting list of a housing
the local authority within the area of the
Priority 3 –
applicants who are either employed or live in the area.
Priority 4 – applicants who care for a relative (or other person) within the
area of the scheme.
Priority 5 –
applicants who are none of the above but meet the eligibility
deadline for applications will be established for each scheme
Properties will be allocated to priority 1 applicants 1st
(on first come basis); then priority 2 etc, etc.
event that all the units cannot be allocated each housing
association will reserve the right to market the units through
the media to generate further interest. Applications derived
from this process will be prioritised on a first come first
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