1. Applicants must qualify for the waiting list (see the selection criteria page) 
    

2. Applicants who meet the selection criteria will be recorded on the homes within reach register 
    

3. As new developments are built for ‘Homes within Reach’, each housing association will write to the current waiting list with details of the scheme, including (where relevant): 

location of development
unit size / type
unit values (inc equity share rates)
anticipated completion date. 

4. Maximum Loan to Value rates of 4 x single and 3.5 x joint will apply in most instances (subject to review)
    

5. Offers will be restricted to necessary bedroom plus 1 e.g. an individual can purchase a 2 bed property; a parent with 1 child can purchase a 3 bedroom property etc.
    

6. The following priority groups will apply:

Priority 1 – A tenant of a housing association or local authority within the area of the scheme.
Priority 2 – An applicant currently on the waiting list of a housing association or the local authority within the area of the scheme.
Priority 3 – An applicant who is either employed or lives in the area.
Priority 4 – An applicant who cares for a relative (or other person) within the area of the scheme.
Priority 5 – General applications.

7. A deadline for applications will be established for each scheme
    

8. Properties will be allocated to priority 1 applicants 1^st (on first come basis); then priority 2 etc.
    

9. In the event that all the units cannot be allocated each housing association will reserve the right to market the units through the media to generate further interest.  Applications derived from this process will be prioritised on a first come first served basis.

Have you registered with homeswithinreach yet?